AP Government GPF Interest Rate 2026 – 7.1% Confirmed for Jan–March Quarter
G.O.Rt.No.395 – Finance (HR-III-Pension & GPF) Department
Dated: 24-02-2026
The Government of Andhra Pradesh has officially announced the General Provident Fund (GPF) interest rate for the 4th Quarter (January 1, 2026 to March 31, 2026) of the financial year 2025-26.
As per the Government Order, the interest rate is fixed at 7.1% per annum.
Key Highlights (Quick Snippet Summary)
| Particulars | Details |
|---|---|
| 📅 Effective Period | 1st January 2026 – 31st March 2026 |
| 📊 Interest Rate | 7.1% Per Annum |
| 🏛️ Issuing Authority | Finance (HR-III-Pension & GPF) Department |
| 📄 G.O. Number | G.O.Rt.No.395 |
| 📆 Order Date | 24-02-2026 |
| 💼 Financial Year | 2025-26 (4th Quarter) |
Official Order Details
According to Rule 13(1) of the General Provident Fund (Andhra Pradesh) Rules, 1935, the Government shall credit interest to subscriber accounts at a rate determined each year based on Government of India guidelines.
The Government of India (Ministry of Finance – Budget Division) announced that:
Accumulations at the credit of subscribers to GPF and similar funds shall carry interest at 7.1% per annum from 1st January 2026 to 31st March 2026.
After careful examination, the Government of Andhra Pradesh adopted the same rate on par with Government of India.
Applicable Provident Funds
The 7.1% interest rate applies to the following funds:
| Sl. No | Fund Name |
|---|---|
| 1 | General Provident Fund (Andhra Pradesh) Rules, 1935 |
| 2 | Electricity Department Provident Fund Rules |
| 3 | Emergency Cut and Compulsory Saving Rules, 1949 |
| 4 | Government Distilleries Employees Provident Fund |
| 5 | Andhra Pradesh Government Life Insurance Fund |
| 6 | Andhra Pradesh Employees Welfare Fund Rules |
Why This GPF Interest Rate Matters?
The GPF interest rate directly impacts:
-
👨💼 Government Employees Savings Growth
-
🏦 Retirement Corpus Planning
-
📈 Long-term Financial Security
-
💼 Pension & Post-Retirement Benefits
-
💰 Government Employee Investment Returns
For AP Government employees, this notification is crucial for financial planning and tax-saving strategies.
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DOWNLOAD GOFrequently Asked Questions (FAQs)
1️⃣ What is the AP GPF interest rate for Jan–March 2026?
The interest rate is 7.1% per annum.
2️⃣ From when is the new rate applicable?
It is applicable from 1st January 2026 to 31st March 2026.
3️⃣ Does this rate apply to all AP Government employees?
Yes, it applies to subscribers of GPF and other notified similar funds.
4️⃣ Is the rate same as Government of India?
Yes, AP Government adopted the same rate announced by Government of India.
5️⃣ Under which rule is interest credited?
Under Rule 13(1) of GPF (AP) Rules, 1935.
Disclaimer
This article is prepared strictly based on G.O.Rt.No.395 dated 24-02-2026 issued by the Finance (HR-III-Pension & GPF) Department, Government of Andhra Pradesh. This content is for informational purposes only. Readers are advised to refer to the official Government Order and website for complete and authentic details. We are not affiliated with any government department.
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