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AP GIS Revised Maturity Tables 2025 – Complete Details

The Andhra Pradesh Government has issued G.O.Ms.No.54, Finance Department, dated 13 July 2026, confirming the continuation of the 7.1% annual interest rate on the Savings Fund component of the Andhra Pradesh State Employees Group Insurance Scheme (APGIS) for the period 1 July 2025 to 31 December 2025. The order also communicates the revised maturity tables that departments must use while settling GIS claims.

The revised tables help Drawing and Disbursing Officers (DDOs), Treasury Officers, and sanctioning authorities calculate the correct maturity amount payable to retiring employees based on the employee's subscription year and the applicable number of GIS units.

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Highlights

✅ G.O.Ms.No.54 issued on 13-07-2026

✅ GIS Savings Fund interest continues at 7.1% per annum

✅ Applicable for 01-07-2025 to 31-12-2025

✅ Revised maturity tables released

✅ Applicable to AP Government Employees covered under APGIS

✅ DDOs instructed to use revised tables while sanctioning final GIS payments.

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Interest Rate

Particular	Details
Scheme	Andhra Pradesh State Employees GIS
Interest Rate	7.1% per annum
Effective Period	01 July 2025 – 31 December 2025
GO Number	G.O.Ms.No.54
GO Date	13 July 2026

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GIS Subscription Units

Group	Pay Slab (RPS 2022)	Units	Monthly Subscription
A	₹54,060 – ₹1,79,000	8	₹120
B	₹35,570 – ₹1,37,220	4	₹60
C	₹25,220 – ₹1,07,210	2	₹30
D	₹20,000 – ₹76,730	1	₹15

These revised classifications continue to determine the compulsory GIS subscription based on the employee's pay group.

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Important Instructions

The Government has instructed all departments to:

• Maintain GIS entries correctly in the Service Register.
• Recover subscription according to the eligible group.
• Record annual subscription certificates.
• Send GIS sanction orders for post-audit.
• Recover any excess payment identified during audit.
• Ensure DDOs verify calculations before sanctioning claims.

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Maturity Tables

The revised annexure provides maturity values for employees who started GIS subscriptions from 1984 to 2025, with monthly values available for July 2025 to December 2025. These tables should be used for retirement and final settlement calculations.

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Illustrative Examples

The Government Order also includes sample calculations demonstrating GIS maturity values for employees retiring in October 2025, November 2025, and December 2025 based on their subscription history and units.

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Conclusion

The release of G.O.Ms.No.54 ensures that AP Government employees continue to receive 7.1% interest on the Savings Fund under the APGIS for the second half of 2025. Employees nearing retirement should verify their GIS units, Service Register entries, and subscription recoveries to avoid delays in claim settlement. Departments should strictly follow the revised maturity tables and operational instructions while processing GIS payments.

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FAQs

1. What is the interest rate notified in G.O.Ms.No.54?

The AP Government has continued the 7.1% per annum interest rate on the Savings Fund.

2. Which period does this order cover?

From 1 July 2025 to 31 December 2025.

3. Who should use the revised GIS tables?

DDOs, Treasury Officers, Audit Officers, and sanctioning authorities processing GIS claims.

4. Does the order include maturity tables?

Yes. Revised maturity tables for GIS savings are annexed with the order.

5. Is the APGIS applicable to all Government employees?

It applies to eligible Andhra Pradesh State Government employees covered under the APGIS rules.

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Disclaimer

The information provided in this article is for educational and informational purposes only. It is prepared based on G.O.Ms.No.54, Finance Department, Government of Andhra Pradesh. Employees are advised to verify the official Government Order and consult their respective department or Drawing and Disbursing Officer (DDO) before making any financial or service-related decisions. In case of any discrepancy, the official Government Order shall prevail. 

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